FICO has strong fundamentals but high uncertainty makes it unpredictable; the speaker decided not to invest.

FICO was the next option I focused on over the past two weeks. What happened with FICO, in my opinion, is unfortunate and largely unnecessary . Much of it stems from management's own decisions to sacrifice and jeopardize its competitive advantage for profit.

And short-term price increases. They made that decision, and it's in the past , and the stock price reflects a lot of that. So, a lot of this bad news we've been talking about—there's a lot of talk about FICO these days.

Unlike Nike, FICO has very strong fundamentals. The profit margins are very high, the revenue is growing, and they still have a well-established product. So, I think this company is much more attractive and interesting.

Right now , I'm still undecided about it, but I've decided not to invest. I think there's too much uncertainty; it's not predictable enough.

When I look at FICO, I see several possible paths this company could take . First, I think there's a good chance the CEO will be replaced within the next year.

The CEO has made a fortune selling FICO shares over the past three years. He's been a frequent seller. You can look at many of those deals . Lansing William J. is the CEO. Once you look at those deals, you'll see they're just consecutive sell-offs.

He's selling at high prices. 1,500 shares, $2,000 per share. Massive sales approaching $50 million or more.

In fact, some reports indicate he's sold more shares than NVIDIA's CEO over the past three years in terms of total stock-based compensation. So, he's made a fortune by raising prices, driving up the stock price, and then selling when it's high.

Therefore, I would n't be surprised if there's a major management change in the next year.