KSPI is a candidate for the value pillar; speaker is considering adding it to a diversified portfolio.

Kazakhstan, " Kaspi", the comprehensive app there that has expanded into Türkiye. They are raising dividends again following the Turkish investment. The price-to-earnings ratio is low. The stock has already recovered from its lowest levels in a few months. Here we have Kazakhstan, and we have Türkiye, and business is going well. Everything is growing. Not much, but looking at investments, earnings before interest, taxes, depreciation and amortization (EBITDA) are also growing. Well, businesses are growing at rates in the tens. Everything looks good. They are also building an AI-powered personal assistant specifically for Caspi. Every app now has its own personal assistant. Everything looks interesting. Perhaps we can follow up on it over time. We will put it on the watchlist. Perhaps if the price drops further or something happens again, and given that it is a very volatile stock, it may be interesting to conduct an in-depth analysis, or perhaps it will continue to rise. You can never know. But I've put it here as an interesting bet to follow, and I may write about it in detail in the coming weeks.