BAC 营收与调整后每股收益均不及预期，并计提 12 亿美元监管和解费用；净利息收入同比增长 8%，但销售与交易收入同比下降 5%，FICC 交易下降 17%。股价回到 5 月 15 日支撑位，若买方不进场、股价跌破该支撑，下一目标位约为 46.50 美元。
逐段跳播
说到今早的美国银行：利润大幅下滑。很明显，我们受到了美国监管机构的处罚，这似乎是最主要的原因。是的，我的意思是，这一反应表明当前下跌了8.6%。
Speaking of Bank of America this morning: a sharp drop in profits. It is clear that we received this penalty from the American regulators, which seems to be the main reason here.
Yes, I mean this reaction indicates a current 8.6% decrease.
是的，我们看到该公司在营收和利润两方面都未达到预期，营收达到301.2亿美元。这是同比增长6.6%，而市场对这些业绩的预期是306.9亿美元。
Yes, we saw the company fail to meet expectations in both revenue and profits, with revenue reaching $30.12 billion. This is a 6.6% year-on-year increase, while market expectations were $30.69 billion for those results.
调整后每股收益也为1.08美元。预期是1.10美元。他们还承担了12亿美元监管和解的费用。他们将每股收益调整了每股17美分，我们看到净利息收入实际上同比增长了8%。所以他们在净利息收入方面仍有一些相对强势，但业务的其他部分存在一些疲软，尤其是在销售和交易方面。
Adjusted earnings per share also came in at $1.08. The forecast was for $1.10. They also incurred the cost of a $1.2 billion regulatory settlement. They adjusted earnings per share by 17 cents per share, and we saw net interest income actually rise by 8% year over year.
So they still see some relative strength with respect to net interest income, but there is some weakness in other parts of their business, particularly in sales and trading.
那同比下降了5%，也低于他们大约4周前给出的指引。固定收益、大宗商品和外汇交易下降了17%，他们把这部分亏损归咎于抵押贷款、市政债券和信贷。
That was down 5% year-on-year and was less than the guidance they gave about 4 weeks ago. Fixed income, commodities and currencies trading fell 17%, and they blame mortgages, municipal bonds and credit for the loss there.
所以，不幸的是，他们有一笔海外资产控制办公室（OFAC）的和解，但他们在其他一些关键领域也未能达标。现在，如果从技术角度看，我们已经回到今年5月、5月15日见到的低位水平。这里是买方入场的位置。
我会非常关注今天在这个关键价位、这波下跌中是否会有一些买方入场，如果他们不入场，如果价格跌破，我们就会开始关注大约46.50美元这一水平。
So, unfortunately, they had an Office of Foreign Assets Control (OFAC) settlement, but they also failed in some other key areas. Now, if you look at it from a technical point of view, we are back to the low levels we saw in May of this year, May 15.
This is where buyers enter here. I will be very interested to see if some buyers will enter the market at this dip today at that key level, and if they don't, if we break the price down, we will start to look at the $46.50 level around.
这个频道对 $BAC 的历次判断
Schwab Network 在这只股票上共 4 条判断，这里只列相邻的几条。