$BND · Rich Habits · 2026-11-05
AI 摘要 · Rich Habits
说话者认为40%的BND配置过高，更愿意只持有10%或15%的BND，把其余部分投入VTI和VOS。
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Rich Habits发布 2026-11-05 · 2 段内容
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翻看你这里的笔记，Austin 快速浏览过的那些，可以看出你大约有 40% 在 BND，60% 在 Jeep Q。
And by going over your notes here that Austin skimmed through, it shows that you have roughly 40% in BND and 60% in Jeep Q.
我确实认为，就我而言，我的看法是，BND 里放 40% 的股息对我来说太高了。我更希望看到这一比例是 10% 或 15%，然后把其余这些钱的一部分投入到 VTI 和 VOS 里。
And I do think for me, my opinion, 40% in dividends in this BND is too high for me. I'd rather see that at 10 or 15% and get some of this other money working into the VTI in the VOS.