UNH 被视为深度价值型困境反转标的，他认为反转终将发生，但他并不买入：保险是他不喜欢的生意，客户也不喜欢它，其利润率高于医院却没有充分理由，而且监管风险可能在未来冲击整个行业。
逐段跳播
我们有United Healthcare。
We have United Healthcare.
回顾这一周，明天还有像 JP Morgan、United Health Group 和 Domino's 这样的公司发布财报。我总体上认为这些公司会有不错的表现。
Now, looking back through the week, we also have companies like JP Morgan, United Health Group, and Domino's reporting earnings all tomorrow as well. I generally think these companies are going to do well.
另一家我以前看过的是 United Health Group。很多投资者跟着 Warren Buffett 一起买入了这只股票。我决定不参与，因为我就是不太喜欢这门生意。保险公司不是什么有趣的生意。
我一般不喜欢那种基本上每个客户都讨厌这家公司的企业。反正这不是我喜欢投资的东西。
Another company that I've looked at before is United Health Group. This is one that a lot of investors jumped in with Warren Buffett. I decided to stay out of it because I just don't love the business.
Insurance companies are not a fun business. I I don't like companies in general where basically every customer hates the company. That's not something that I that I like investing in anyway.
而 United Health Group 也是那种情况之一：它们赚的钱甚至比医院还多得多，这说不通。为什么保险公司能有比医院和医疗服务提供者本身高这么多的利润率？所以这个行业存在一些问题，我认为这些问题日后可能会在立法层面引发麻烦。
And with United Health Group, it also is one of those situations where they earn a lot more money than even the hospitals do, which doesn't make sense. Why should insurance companies have such higher margins than hospitals and healthcare providers themselves?
So, there's some problems with the industry that I think could cause issues legislatively down the road.
现在这只股票被视为一只深度价值型的困境反转公司。我认为它最终会反转，但这不是我有兴趣进入的行业。对我来说，这家公司身上有太多客户的负面情绪，监管方面的担忧也太多。
And now the stock is being viewed as a deep value turnaround company. I think it eventually will, but it's not an industry that I'm interested in going into. For me, there's just too many customer bad vibes with that one and too much regulatory concern.
这个频道对 $UNH 的历次判断
Joseph Carlson After Hours 在这只股票上只有这一条判断。