$UPST · Parkev Tatevosian, CFA · 2026-11-01
UPST 值得买入：基于 AI 的贷款决策取代传统的 FICO/Vantage 评级；在 24 美元的价格下，其交易价低于说话者 57 美元的公允价值，意味着超过 140% 的上涨空间。它是他所覆盖的风险最高的 AI 股票之一，但他认为回报值得承担这一风险，并最近将其加入了自己的投资组合。
逐段跳播
我接下来要重点讲的另一只AI股票是“Upstart”，它用AI来做贷款决策，而不是用传统的FICO和Vantage评级方法来判断借款人的信用状况。
The next AI stock I'll be highlighting is "Upstart," which uses AI to make lending decisions instead of using traditional FICO and Vantage rating methods to determine a borrower's creditworthiness.
Upstart目前的股价是每股24美元，而我计算出的合理价值是57美元，这意味着还有超过140%的上涨空间。不过，Appstart是你能买到的最具风险的AI股票之一，也肯定是我在这里提到的五只当中风险最高的之一。但我觉得，在这笔投资中，回报值得承担这个风险。
Upstart is trading at $24 per share, and I have calculated its fair value at $57, leaving room for growth exceeding 140%. However, Appstart is one of the riskiest AI stocks you can buy, and certainly one of the riskiest among the five I mention here.
But I feel the return is worth the risk in this investment.
事实上，我最近已经把Upstart的股票加进了我的投资组合。
In fact, to the point that I recently added Upstart stock to my investment portfolio.
这个频道对 $UPST 的历次判断
Parkev Tatevosian, CFA 在这只股票上共 2 条判断，这里只列相邻的几条。