VGT 是我财富积累名单的基础：我把资金转到这里，因为它的分散度介于纳斯达克 100 和标普 500 之间，持有 300 多家美国科技公司，费用低于 SPY 或 QQQ，且年内迄今上涨 35%，而 QQQ 为 23%、SPY 为 14%，因此我在跑赢两者的同时还能省钱。
逐段跳播
这就是为什么我把钱转投到一只让我兼得两者之利的基金。Vanguard IT Fund，代码VGT。VGT持有300多家美国科技公司，在分散度上正好介于Nasdaq 100和S&P 500之间。
That's why I transferred my money to a fund that gives me the best of both options. Vanguard IT Fund , code VGT. VGT contains more than 300 US technology companies, and falls directly between the Nasdaq 100 and the S&P 500 in terms of diversification.
他也不怕让自己的盈利股票继续上涨。此外，该基金超过80%的仓位集中在硬件、半导体、系统软件和应用领域，不包括沃尔玛、百事和SpaceX等目前被归类为电信服务公司的企业。
He is also not afraid to let his winning stocks continue to grow. Furthermore , over 80% of the fund focuses on hardware, semiconductors, system software, and applications, excluding companies such as Walmart, Pepsi, and SpaceX, which are currently classified as telecommunications services companies.
它的费率也低于SPY或QQQ。所以，我在跑赢这两个指数的同时还能省钱。
Its fees are also lower than those of SPY or QQQ. So, I save money while outperforming both indicators.
VGT自年初以来上涨了35%，相比之下，QQQ指数上涨23%，SPY上涨14%。这就是为什么VGT是我那份旨在不靠运气致富的股票清单的基础。
VGT has risen 35% since the beginning of the year, compared to 23% for the QQQ index and 14% for SPY. That's why VGT is the foundation of my list of stocks that aim to get rich without relying on luck.