在长期增长方面，VOO 的表现优于目标日期基金；目标日期基金在 40 年间会造成显著的收益损失。
逐段跳播
如果你能登录你的Vanguard账户，既然你25岁，不要选择目标日期基金，而是把3.8万美元中的75%或大部分投入标普500，然后把剩下的投入纳斯达克，也许再拿一小部分投入像VXUS这样的国际投资，你就会走上正确的轨道。
If you can log into your Vanguard account, and instead of choosing a target date fund, since you are 25, take 75% or most of the $38,000 I would put into the S&P 500, then take the rest and put it into the Nasdaq, and maybe take a small portion and put it into international investments like VXUS, and you'll be on the right track.
所以，你可以把VOO，或者VUG，或者VGT，看作纳斯达克的替代选择。那么VXUS可能就是你在寻找的国际基金。这些都是Vanguard的基金，我相信如果你决定自己管理，你可以在平台上找到它们。
So, you could think of VOO, or perhaps VUG, or VGT as alternatives to Nasdaq. Then VXUS could be the international fund you're looking for. These are all Vanguard funds and I'm sure you can find them within the platform if you decide to self-manage.
如果一个25岁到65岁的普通人，也就是在这个40年的例子里，在40年里把钱投入目标日期基金，而不是只投入像VOO这样的标普500指数基金，他们将损失50万到250万美元的利润，具体取决于他们每月投入的金额。
If an average person aged 25 to 65, i.e. in this 40-year example, puts their money into a target date fund instead of just an S&P 500 index like VOO over 40 years, they will lose between $500,000 and $2.5 million in profits, depending on the value of their monthly contribution.
把它投入像VOO和QQQ这样的基金，让它增长两三年，直到你到21岁或22岁。
Invest it in funds like VOO and QQQ and let it grow for two or three years until you reach the age of 21 or 22.
这个频道对 $VOO 的历次判断
Rich Habits 在这只股票上共 2 条判断，这里只列相邻的几条。