VOO 值得买入，可作为低成本、广泛分散的标普500核心持仓：费用低廉、税务高效，并能覆盖美国主要公司。与其他基金重叠未必是坏事，只要不重叠的部分足够重要；可通过加入国际、小盘价值或债券基金来实现分散。
逐段跳播
直接买一箱VOO就行了。直接买标普500指数就行。
Just buy a VOO box. Just buy the S&P 500 index.
假设你持有VOO的份额。它是最受欢迎的标普500交易所交易基金之一，而且这是有充分理由的。它费用低廉，广泛分散投资于美国主要公司，并让你有机会投资于世界上最有实力的公司。
Let's assume you own VOO shares. It is one of the most popular S&P 500 exchange-traded funds , and for good reason . It is inexpensive, widely diversified across major US companies, and gives you the opportunity to invest in the world's most powerful companies.
与此同时，像VOO这样的广泛分散的股票基金，由于其较低的股票换手率和基金结构，往往相对具有税收效率。
At the same time, a broad-based equity fund such as a VOO tends to be relatively tax-efficient due to its low stock turnover rate and fund structure.
我有五只不同的交易所交易基金（ETF），分别是：VOO、QQQM、VGT、SCHG和SPMO。VOO基金跟踪标普500指数。
I have five different exchange-traded funds (ETFs). They are: VOO, QQQM, VGT, SCHG, and SPMO. The VOO fund tracks the S&P 500 index.
不过，即便同时持有其中两只基金，比如VOO和QQQM或其他组合，仅仅因为这意味着存在显著重叠，也并不一定就是坏事，尤其是当不重叠的部分足够重要、值得留在投资组合中时。
However, even owning two of those funds, such as VOO and QQQM or others, just because it indicates significant overlap, does not necessarily mean it is a bad thing, especially if the non-overlapping parts are important enough to keep in the portfolio.
例如，如果你已经持有VOO，想要进一步分散，可以考虑加入像VXUS这样的国际敞口，或AVUV这样的小盘价值股敞口，或者如果你希望降低整体投资组合的波动性，也可以考虑一只投资债券基金。
For example, if you already own VOO and want additional diversification, you could consider adding something like VXUS for international exposure or AVUV for exposure to small-cap value stocks, or an investment bond fund if you are looking to reduce overall portfolio volatility.
例如，VOO和IVV历史上每年的费率大约为0.03%。
For example, VOO and IVV have historically charged around 0.03% per annum.
我该买VOO还是VTI？QQQM还是SCHG？
Should I buy VOO or VTI? QQQM or SCHG?