$VOO · Everything Money · 2026-11-10
VOO 是首选 ETF，以 0.03% 的费率（每 1 万美元每年 3 美元）提供对美国 500 家最大公司及美国经济的敞口。说话者不建议放弃它；对大多数人、在大多数时候，买入并永久持有股票是很好的方案。
逐段跳播
第一个选择是VOO，即Vanguard标普500 ETF。该基金让你有机会投资美国最大的500家公司，例如Apple、Microsoft、Google、Amazon和NVIDIA等耀眼的名字，以及那七只伟大的股票。
The first option is VOO , which is the Vanguard S&P 500 ETF. This fund gives you the opportunity to invest in America’s 500 largest companies, such as shining names like Apple, Microsoft, Google, Amazon and NVIDIA, as well as those seven great stocks.
当你拥有VOO时，你就拥有了美国经济的一部分。费率为0.03%。你没听错。不是3%，不是0.3%，而是0.03%。这意味着你每投资1万美元，每年只需支付3美元的费用。
When you own VOO, you own a part of the American economy. The expense ratio is 0.03%. You didn't mishear that. It is not 3%, it is not 0.3%, it is 0.03%. This means that for every $10,000 you invest, you will only pay $3 per year in fees.
因此，我不建议你放弃VOO。对大多数人来说，在大多数时候，买入股票并永远持有是一个伟大的计划。我们称这个选项为1a。
Therefore, I do not advise you to give up VOO. For most people, and most of the time, buying stocks and holding them forever is a great plan. Let's call this option 1a.