《The Stock Market Is Ignoring a HUGE Warning Sign》
QQQI适合用于退休组合中的收益创造，但其高分配收益率反映的是期权策略和潜在的本金返还，而非有保障的总投资回报。
你觉得把投资组合的40%配置到 QQQI 和 SPYI 作为收益型基金，剩下60%配置 VOO 和 QQQM，是一个好选择吗？
do you think using QQQI and SPYI as income funds by allocating 40% of the portfolio, and VOO and QQQM for the remaining 60%, is a good option?
可能有人还不知道，QQQI 和 SPYI 是非常好的用于产生收益的交易所交易基金。我其实挺喜欢这个思路：用 QQQI 和 SPYI 组合来获取收益，用 VOO 和 QQQM 来做长期增长，尤其是在55岁、你有提前退休这个选项的时候。
For those who don't know, QQQI and SPYI are very good exchange-traded funds for generating income. I actually like the idea of combining QQQI and SPYI for income with VOO and QQQM for long-term growth, especially at age 55 when you have the option of early retirement.