The Motley Fool on $FICO (Nov 5, 2026)
The speaker still calls FICO a very good, high-margin, very profitable business with shares outstanding down 10% over 12 months, and reads its recent drop as possibly an overreaction to withholding 2027 guidance after a pricing-model change and to less pricing transparency amid political pressure. But he sees the strong results as short-term gains from charging customers more, leaving long-term questions, with no Vantage-score pressure so far.
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I think FICO Yeah, FICO also reported yesterday they the stock went down 10% and rebounded to being up 4% at the open and now I think it's maybe down again a percent or two or maybe flat.
I I I can't remember. But FICO despite the stock being down 50% this year having a lot of political pressure going against the business this year. It was one of their best quarters ever again.
Well, I mean for short term like you start gouging your customers. Of course, you're going to have some good numbers shortterm. Yeah. The questions are more long term, I think, for that company.
So, the the reason why the stock was down for is because they didn't provide 2027 guidance because of a new pricing model change and so they didn't want to give guidance as of right now. they're also going to be a bit less transparent with the pricing because of what's been happening on on the political side against the company and and so that's that's maybe why we've seen the the overreaction but over the last 12 months shares outstanding dropped by 10%.
So it as of right now it still is a very good business high margin business very profitable business uh but the the no extra inform guidance as of today is is probably why the stock was a bit under pressure uh pre-market but clearly I don't think that they see any pressure from uh Vantage scores uh as of as of right now.