$FICO · The Motley Fool · 2026-11-05
说话者仍称FICO是一家非常优秀、高利润率、非常赚钱的企业，过去12个月流通股减少10%，并将近期下跌解读为可能是市场过度反应——反应的是公司在定价模式变更后扣留2027年指引，以及在政治压力下定价透明度下降。但他认为强劲业绩只是向客户多收费带来的短期收益，长期问题仍存，且迄今Vantage评分未构成压力。
逐段跳播
我认为，FICO，对，FICO 昨天也公布了财报，股价跌了10%，开盘时又反弹到上涨4%，现在我认为它可能又跌了一两个百分点，或者可能是持平。我记不清了。但 FICO 尽管今年股价跌了50%，今年还面临很多针对其业务的政治压力，这仍然是他们又一个最好的季度之一。
短期来看，你开始宰割你的客户，当然短期内会有一些好看的数据。对。我认为对这家公司来说，问题更多在于长期。
I think FICO Yeah, FICO also reported yesterday they the stock went down 10% and rebounded to being up 4% at the open and now I think it's maybe down again a percent or two or maybe flat.
I I I can't remember. But FICO despite the stock being down 50% this year having a lot of political pressure going against the business this year. It was one of their best quarters ever again.
Well, I mean for short term like you start gouging your customers. Of course, you're going to have some good numbers shortterm. Yeah. The questions are more long term, I think, for that company.
所以，股价下跌的原因是，由于新的定价模式变化，他们没有提供2027年指引，所以目前不想给出指引。由于公司面临的政治方面的情况，他们在定价上也会稍微不那么透明，所以这也许就是我们看到过度反应的原因。
但在过去12个月里，流通股减少了10%。所以目前来看，它仍然是一家非常好的企业，高利润率、非常赚钱的企业，但截至今天没有提供额外信息或指引，很可能就是股价在盘前略微承压的原因，但显然我认为他们目前没有看到来自 Vantage 评分的任何压力。
So, the the reason why the stock was down for is because they didn't provide 2027 guidance because of a new pricing model change and so they didn't want to give guidance as of right now. they're also going to be a bit less transparent with the pricing because of what's been happening on on the political side against the company and and so that's that's maybe why we've seen the the overreaction but over the last 12 months shares outstanding dropped by 10%.
So it as of right now it still is a very good business high margin business very profitable business uh but the the no extra inform guidance as of today is is probably why the stock was a bit under pressure uh pre-market but clearly I don't think that they see any pressure from uh Vantage scores uh as of as of right now.