Add VXUS for comprehensive international equity exposure and broader diversification, since VOO and VTI overlap about 85%. It is a low-cost bet that countries outside the US will also benefit from AI, suited to a long-term Roth IRA.

As Austin pointed out, I would probably add VXUS. This way you will get a comprehensive international equity fund. You will then be in an excellent position. You will get more variety because I believe there is approximately 85% overlap between VOO and VTI.

The relative weights may vary, but the ratio is very high. We want to make sure we cover more aspects to get broader diversification, especially if this is a long-term investment for your Roth IRA account.

Yes, VXUS, right? Gain some international exposure, especially as we consider the expansion of artificial intelligence. Agents are everywhere now. I believe, as you know, that the United States is not the only country that will benefit from artificial intelligence, and that is the bet with the VXUS fund.

The VXUS box is fantastic, offering international exposure at a low cost. But yes, you are setting yourself up for success here. VOO, QQQM, VXUS, and maybe some VUG, some AIQ, or some BTCI to get a little Bitcoin exposure in a "Roth" account. I think this is perfectly fine.

I will invest in the funds we are talking about, such as VOO, QQQ, and VXUS, and start working with them.