$VXUS

加入 VXUS 以获得全面的国际股票敞口和更广泛的分散化,因为 VOO 与 VTI 约有 85% 的重叠。这是一笔低成本的押注,赌美国以外的国家也能从 AI 中受益,适合长期持有的 Roth IRA。

看涨他说的是几年内
《Q&A: Paying For Medical School, No Retirement Savings, & Inheriting $250K》
Rich Habits发布 2026-10-15 · 4 段内容
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4 段内容

正如 Austin 指出的,我大概率会加上 VXUS。这样你就能获得一只全面的国际股票基金。你届时会处于非常有利的位置。你会获得更多的多样性,因为我认为 VOO 和 VTI 之间大约有 85% 的重叠。

相对权重可能会有所不同,但这个比例非常高。我们要确保覆盖更多方面,以获得更广泛的分散化,尤其是如果这是你 Roth IRA 账户的长期投资。

As Austin pointed out, I would probably add VXUS. This way you will get a comprehensive international equity fund. You will then be in an excellent position. You will get more variety because I believe there is approximately 85% overlap between VOO and VTI.

The relative weights may vary, but the ratio is very high. We want to make sure we cover more aspects to get broader diversification, especially if this is a long-term investment for your Roth IRA account.

是的,VXUS,对吧?获得一些国际敞口,尤其是当我们考虑人工智能的扩张时。现在智能体无处不在。我相信,如你所知,美国并不是唯一会从人工智能中受益的国家,而这就是 VXUS 基金所下的赌注。

Yes, VXUS, right? Gain some international exposure, especially as we consider the expansion of artificial intelligence. Agents are everywhere now. I believe, as you know, that the United States is not the only country that will benefit from artificial intelligence, and that is the bet with the VXUS fund.

VXUS 这个框非常棒,以低成本提供国际敞口。但没错,你这是在为成功做好准备。VOO、QQQM、VXUS,也许再加一些 VUG、一些 AIQ,或者一些 BTCI,在“Roth”账户里获得一点比特币敞口。我认为这完全没问题。

The VXUS box is fantastic, offering international exposure at a low cost. But yes, you are setting yourself up for success here. VOO, QQQM, VXUS, and maybe some VUG, some AIQ, or some BTCI to get a little Bitcoin exposure in a "Roth" account. I think this is perfectly fine.

我会投资我们正在谈论的这些基金,比如 VOO、QQQ 和 VXUS,并开始用它们来操作。

I will invest in the funds we are talking about, such as VOO, QQQ, and VXUS, and start working with them.

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