How Schwab Network’s view on $UNH changed

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2026-10-13

“Tuesday's Top Takeaways: AVGO CEO Compares AI Investors to Gamblers, Mixed Healthcare Earnings”

UNH's Q3 turnaround appears to be succeeding: EPS of $4.69 beat the $4.14 forecast and revenue of $112.7 billion exceeded expectations; the medical care ratio improved to 88.4% from 89.9%, though membership fell and medical costs stay high. UNH raised full-year EPS guidance to at least $20.50 from $19.50-$20.

UnitedHealth Group ended the day slightly below the unchanged range after raising its full-year profit forecast following better-than-expected third-quarter results.

The healthcare giant's turnaround efforts appear to be succeeding , as EPS stood at $4.69 per share. This was better than the forecast of $4.14, with total revenue of $112.7 billion.

That's slightly lower than a year ago but still exceeded Wall Street expectations.

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2026-10-13Bullish

“UNH Earnings Beat & Raise Not Enough for Wall Street: Are Investors Underpricing Stock?”

UNH's strong quarters, 2026 adjusted EPS guidance raised to at least $20.50, MCR down to 88.4% and operating margin up to 5.8% show its transformation paying off. Cautiously bullish: worst may be over, but expect only a slow rise over two weeks to 400 to 405 resistance, not a strong move to $600.

Let's focus on UnitedHealth 's annual chart . It has managed to recover its position after that decline earlier in the year. It has delivered three consecutive strong quarterly earnings reports while successfully continuing its transformation plans .

We have retreated from the year's highs, but we were actually among the biggest gainers in the S&P 500 index before the market opened, but the situation has changed now. We have decreased by 6 tenths of a percent.

It was also helping the Dow this morning, but not as much as I mentioned. We have moved into the negative range.

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