大型投资者正在做空BAC，原因是其数千亿美元的商业地产贷款以2-3%的利率发放，如今必须以7-10%的利率再融资，以及3000亿美元零息存款。他预计约一年内将有1500亿美元存款被提取，从而削减其很大一部分利润。
逐段跳播
因为想想美国银行。我们看到很多大投资者在做空美国银行，因为他们手里压着所有那些以2%到3%利率发放的商业地产贷款。对吧？现在他们必须以7%、8%或10%的利率再融资。他们有数千亿美元被套住，除此之外，Maggie，他们还有3000亿美元存款趴在零利率上。
零，对吧？零利率，因为一些退休夫妇仍然把钱留在这种零利率的储蓄账户里。Maggie，你知道会发生什么吗？你看到的Meta那些Muse系统会到处传播。人们会说：“哦，我的银行存款能怎么办？”
Muse会说：“嘿，你在听吗？有人在吗？”“你在这里能拿到4%的利息，为什么要把钱放在零利率的银行里？”你知道会发生什么吗？未来一年，会有1500亿美元从美国银行被取走，你的大五年。
而那是他们利润的一大部分，对吧？他们现在在欺骗投资者，因为他们扣着那笔钱。他们正在取走2000亿、3000亿塔卡。我想总共是6000亿。他们给客户也许1%，然后拿去投资国债，赚4%到5%。
Because think about Bank of America. We're seeing a lot of big investors shorting Bank of America because they're sitting on all those commercial real estate loans that they made at 2 to 3% interest.
Isn't that right ? Now they have to refinance it at 7, 8 or 10% interest. They have hundreds of billions of dollars tied up, and on top of that, Maggie, they have $300 billion in deposits that are sitting at zero interest rates.
Zero, right? Zero interest rate, because some retired couples still leave their money in this savings account at zero interest. Maggie, do you know what's going to happen? The Muse systems you see from Meta will spread all around.
People will say, "Oh, what can I do about my bank deposit?" And the Muse would say, "Hey, are you listening? Is anyone there?" "Why are you putting your money in a zero-interest bank when you're getting 4% interest here?"
And you know what's going to happen ? $150 billion will be withdrawn from Bank of America in the next one year, your big five years. And that's a big part of their profit, right?
They are now cheating investors because they are holding back that money. They are withdrawing 200,300 billion taka. I think it's a total of 600 billion. They are giving clients maybe 1%, and investing it in the treasury, earning 4 to 5 %.