现在，我们接着看我想重点介绍的第二只交易所交易基金（ETF），也就是 HDV，即 iShares Core High Dividend ETF。虽然 HDV 和 SCHD 的名字听起来相似，但它们实际上在一些重要方面有所不同。
两只基金都专注于派息的美国公司，费用率都相对较低，并且都在主导许多主要市场指数的科技板块之外提供投资机会。不过，HDV 基金更关注那些符合特定财务标准的高股息率公司。这只基金跟踪 Morningstar Dividend Yield Focus Index，因此形成了不同的投资组合构成。
Now , let's move on to the second exchange-traded fund (ETF) that I would like to highlight , which is the HDV or iShares Core High Dividend ETF. Although the names HDV and SCHD may sound similar, they actually differ in some important aspects.
Both funds focus on dividend- paying US companies , feature relatively low expense ratios, and offer investment opportunities outside the technology sector that dominates many major market indices.
However, the HDV fund pays more attention to companies with high dividend yields that meet specific financial criteria. The fund tracks the Morningstar Dividend Yield Focus Index, producing a different investment portfolio composition.